Fire & Special Perils Takaful

Fire, Special perils & Theft policy – Suitable for Residences, Offices, Warehouses, Shops, Factories and other Commercial Establishments. The policy covers destruction or damage to the insured’s property caused by the following perils:

Fire, Lightning, Explosion, Aircraft, Earthquake, Escape of Water, Storm & Tempest, Flood and Theft following upon actual, forcible and violent entry into the premises, etc.

Suitable for Warehouses, Shops, Factories and other commercial establishments with large insured values. This policy also covers above perils plus accidental loss, damage and destruction of insured’s property.

Covers the insured’s liability which might attach to them arising out of loss or damage to Neighbor’s and/or Landlord property as a result of Fire or other perils covered by Fire policy.

Suitable for Residential buildings and private dwellings covering construction and contents as well as loss of rent. Landlord and Tenants’ liabilities can be extended. Both landlord and tenants can take this policy.

A Comprehensive Fire Takaful mainly for Hotels and Restaurants with inclusion of need based additional covers such as Third Party Liability, Food & Drink poisoning, etc.

A Comprehensive Fire Takaful mainly for Offices with add-on covers such as Money Takaful, Fidelity Guarantee, etc.

The following optional covers can be obtained together with above policies
  • Loss of Profit

  • Loss of Rent

  • Riot, Strike, Malicious Damage, Sabotage & Terrorism

  • Others based on request

  • General Accidents

  • Money Takaful: Covers Loss of Money due to Burglary/Theft whilst in transit.

  • Fidelity Guarantee: Covers Infidelity or dishonesty of employees.

  • Personal Accidents: Covers Death or Disablement Partial & Total Worldwide.